Discuss and Reorganize Your Budget as Needed. Be prepared to reassess your budget regularly, or whenever there is a change that affects the family finances. Whether it's a debt that is finally paid off or you need to buy a second car, you will need to make adjustments to the budget.
Discipline Is Key. Remember that when it comes to maintaining a budget, discipline is key and documentation is critical. If you keep good track of what you're spending – and saving – you'll feel more in control of the family finances.
Borrowing baby clothes from friends can save an enormous amount of money, says Jennifer Andrews of Richmond, Va. In addition, she says consignment and secondhand baby clothing stores offer good-as-new items at great prices.
